Frequently Asked Questions
I missed annual enrollment.. can I still change my plan?
While there are only certain times of the year when a person can change their plan – there are also many circumstances that allows a person to change their plan outside of annual enrollment. Such as losing employer group coverage, moving to a new area, receiving federal or state assistance and more! People often qualify to change their plan and don’t even realize it. Give us a call and we can help you see if you have a special circumstance that allows you to change or enroll.
I have Medicare and Medicaid. Don't I already get everything?
In many cases your medical costs are paid for if you have both. However, there are additional benefits you may be eligible for in a Dual Special Needs Plan. Such as extra dental and access to more dentists, extra vision credit for glasses or contacts, help with everyday over the counter items and more! If you have both, please contact us or call and agent you trust to help you look at the benefits of a Dual SNP.
I'm getting Medicare but I'm not 65 yet.. how is that possible?
If you’re under 65 you can still qualify for Medicare if you’ve been on SSDI for 24 months or through certain disabilities, such as End Stage Renal Disease (ESRD).
Can I have a Medicare Advantage Plan and a Medicare Supplement Plan?
No. Medicare only allows you to have one or the other. Only one would pay at a time so you wouldn’t want both plans even if you could have them.
How does Medicare work?
Click here to read about Medicare Basics.
What is Part D?
Part D is prescription drug coverage. Click here to learn more about how it works.
I have heard about these dual plans.. how do those work?
A Dual Special Needs Plan (DSNP) is a Medicare Advantage designed specifically for someone who has Medicare AND Medicaid. They are often loaded with extra benefits to help provide you benefits beyond Medicare. In order to be eligible for a Dual plan, you have to have both Medicare and Medicaid (hence the “dual” name). Click here to learn more about Dual plans, what they can offer and if one would be right for you.